Mortgage rates have eased into the low-to-mid 6% range recently – but are they low enough to make refinancing worthwhile for you? Or should you wait for potential further drops this year?

Join me, James, for a straightforward, no-pressure hour-long discussion on:

• Current 30-year fixed rates and what’s driving them right now
• When refinancing actually saves you money (break-even math, closing costs, and real examples)
• 2026 forecasts – will rates head lower, stay steady, or bounce back?
• Quick tips to check if you’re a good candidate (and how to start without commitment)

This is your chance to get clear answers, ask your questions live, and walk away knowing your next smart move for buying, refinancing, or just staying put.

Casual setting near Starbucks – coffee’s on you (or grab one on the way!). Limited spots for real conversation.

Bring your current rate if you want personalized insights – no hard sales, just helpful info.

RSVP Now – Secure Your Spot” | “Join the Mortgage Rates Discussion”